first_imgBessie Hassan PR Manager & Consumer AdvocateMore from news01:21Buyer demand explodes in Townsville’s 2019 flood-affected suburbs12 Sep 202001:21‘Giant surge’ in new home sales lifts Townsville property market10 Sep 2020Based on the figures, Ms Hassan said the average weekly after-tax income would be $1237, but mortgage repayments at the standard variable bank rate would be about $670 a week — more than half.She urged homebuyers to avoid the stress and lower their expectations.“People get a false sense of security when interest rates are at historic lows,” she said. “What you can borrow and what you should borrow are two different things.”It comes as tougher banking regulations are forcing lenders to stump up larger home loan deposits, with the Australian Prudential Regulation Authority recently introducing strict new limits on the loan-to-valuation ratio of certain mortgages.Earlier this month, Genworth Mortgage Insurance revealed a spike in loan defaults and warned borrowers were scraping together deposits with credit card debt, parental loans and other forms of risky “unsecured debt”. STATE BY STATE AFFORDABILITY State Home prices Average Net Wage Multiple (at 20% LVR)NSW $864,900 $64,158 10.8xVIC $690,100 $63,152 8.7xQLD $492,200 $62,510 6.3xSA $435,400 $61,303 5.7xWA $536,600 $70,037 6.1xTAS $343,900 $57,523 4.8xNT $461,000 $69,817 5.3xACT $642,900 $69,489 7.4xSource: finder.com.au, ABSFollow Liz Tilley on Twitter @liztilley84 Queenslanders are borrowing six times their income to buy a home, according to new research. Picture: Ian Waldie/Bloomberg via Getty ImagesAS debate continues to rage over whether we’re in the midst of a housing affordability crisis, comparison website finder.com.au has crunched some numbers for us — and the findings are rather depressing.Their research has found Queenslanders are borrowing on average six times their net income to get into the property market.That’s based on an average home in the state being worth $492,200, according to finder.com.au which has analysed Australian Bureau of Statistics data.But that’s better than the national average, with requires borrowing eight times the average after-tax salary, which is $62,510 a year, to stump up a 20 per cent deposit for a median priced home. And spare a thought for our southern cousins in New South Wales, who are borrowing nearly 11 times the average wage to achieve the Great Australian Dream. New research has found Queenslanders are borrowing six times their income from lenders to buy a homeEven in Tasmania, residents are borrowing nearly five times their yearly income before tax to buy an average $343,900 home in the island state.Bessie Hassan from finder.com.au said none of the big four banks would lend the money for the average national mortgage to a person on an average wage of $82,992 based on these figures. “Aussies may be falling behind on their mortgages because they spend more than 30 per cent of their pre-tax income on home loan repayments,” she said.“Any increases in interest rates could see some homeowners beyond the brink with mortgage repayments.”last_img read more

first_imgRead Also: EPL: Newcastle stage injury-time comeback at EvertonChelsea were lacking the guile to unlock the 10 men in their search for a winner, but seemed to have found a way thanks to a quickly taken corner when Azpilicueta swept home Hudson-Odoi’s cross.However, Arsenal were not to be denied as captain for the night Bellerin produced a magnificent finish on his weaker left foot from outside the area three minutes later to secure a 12th draw in 24 Premier League games for the Gunners.FacebookTwitterWhatsAppEmail分享 – Wasteful Chelsea –Abraham’s place could be under threat should the Uruguayan arrive in west London and he should have done better when he headed straight at Bernd Leno with just the German goalkeeper to beat.However, the England international had a big role to play when he pounced on a gift from Mustafi to race clear on goal and round Leno. Loading… Ten-man Arsenal twice came from behind to salvage a 2-2 draw at Chelsea despite a nightmare return to Stamford Bridge for David Luiz. The Brazilian was sent-off after just 26 minutes for hauling down Tammy Abraham and Jorginho converted the resulting penalty.Advertisement Chelsea 2-2 Arsenal @GTVWorld #CHEARS pic.twitter.com/LhJojLHIb6— – (@sports2103) January 21, 2020center_img Luiz got back in time to make a challenge, but barged Abraham to the ground and in the opinion of the referee did not make an attempt to play the ball.Jorginho produced a characteristically cool finish from the penalty spot and Chelsea should have been on course for a comfortable three points.Leno made an important stop from Hudson-Odoi’s drive moments later, but the home side failed to make the extra man count and allowed Arsenal to grow in confidence.The Gunners still had not had a single attempt on goal until Martinelli showed impressive pace and poise to level just after the hour mark.From a Chelsea corner the Brazilian ran from the edge of his own box unopposed, thanks to N’Golo Kante slipping, before slotting home the 10th goal of an impressive debut season in England.Alexandre Lacazette then had the ball in the Chelsea net for a second time, but was rightly flagged offside. However, Chelsea’s struggles at the Bridge continued and they offered another lifeline to those challenging for a top-four finish, with Gabriel Martinelli allowed to run almost the length of the field to equalise midway through the second half.Cesar Azpilicueta had appeared to end Arsenal’s resistence six minutes from time, but Hector Bellerin levelled once more in a thrilling finale.A point extends Chelsea’s lead over Manchester United in fifth to six points, but the Red Devils can cut that gap to three with victory over Burnley on Wednesday.Arsenal remain in 10th, 10 points behind their hosts, and despite admitting before the match that his side had to win to maintain any hope of securing a return to the Champions League, Mikel Arteta will be proud of the spirit showed by the visitors.Frank Lampard’s men have now won just four of their last 12 league games, including home defeats to West Ham, Bournemouth and Southampton, and they were again guilty of a lack of creativity at one end and defensive lapses at the other.Chelsea started brightly and only a brave block from Shkodran Mustafi denied Mateo Kovacic as he fired goalwards after a fine team move instigated by Callum Hudson-Odoi and Azpilicueta.Lampard spoke of his desire for Chelsea to be more clinical after losing 1-0 at Newcastle on Saturday with Paris Saint-Germain’s all-time top goalscorer Edison Cavani a target. Promoted ContentTop 10 Most Populated Cities In The WorldNothing Compares To Stargazing Places Around The WorldWhich Country Is The Most Romantic In The World?7 Universities Where Getting An Education Costs A Hefty PennyBirds Enjoy Living In A Gallery Space Created For ThemThe Very Last Bitcoin Will Be Mined Around 2140. Read MoreWhat Is A Black Hole And Is It Dangerous For Us All?7 Most Asntonishing Train Stations In The World6 TV Shows That Got Better After A Major Character Had Left7 Interesting Facts About GoT Star Maisie Williams8 Things That Will Happen If An Asteroid Hits EarthBest & Worst Celebrity Endorsed Games Ever Madelast_img read more

first_imgFranklin County Council members are considering options to make budget reductions.Financial woes are forcing officials in Franklin County to consider cutting jobs.The Indiana Department of Local Government Finance retracted a decision last month to allow the county to use $1.5 million in investment funds to cover the budget. County council members have since reviewed various options to make the budget reductions.Franklin County Council discussed different methods to make the cuts during the Mar. 11 meeting.The Franklin County Observer reported that County councilmen Daryl Kramer called for a reduction of 11 full-time jobs and 4 part-time positions. The proposal included layoffs impacting several departments including the Area Planning Commission, the Sheriff’s Department and Extension Office.The proposal brought a strong reaction from the crowded audience. Commissioner Tom Linkel, Sheriff Ken Murphy, Assessor Sharon Halcomb, and Angie Riffle from Extension each voiced concern over the prospect of losing a department employee.County councilwoman Becky Ogelsby made a motion to put the proposed job cuts on hold, however, the motion was voted against. During the meeting, she also suggested exhausting the county’s rainy day fund of $750,000 and the county contingency fund to cover some of the budget deficit to allow for a tax raise in 2015.Councilmen Daryl Kramer and Aaron Leffingwell said the job cuts were necessary to avoid the county from facing receivership or bankruptcy, the online newsletter reported.County council reduced some positions from the list of potential layoffs. Full-time positions at the treasurer’s office, the commissioner’s office and the clerk’s office were spared.The proposed employee reductions could be made at the next council meeting on April 1.last_img read more

first_imgHamburger buns (1 package)$1.40$1.30$1.49 Batesville, Ind. — A survey from Indiana Farm Bureau says the backyard cookout this year will cost about $5.15 per person. The cost is based on a meal including hot dogs, cheeseburgers, ribs and watermelon.The survey was conducted by 21 volunteer shoppers around the state. The shopping list included ground round, hot dogs, watermelon, buns, pork ribs, American cheese, baked beans, corn chips, potato salad, lemonade, chocolate milk, ketchup and mustard.“As we gather together to celebrate our independence, many of us enjoy a cookout outdoors with family and friends,” said Isabella Chism, INFB’s second vice president. “A traditional barbeque with hamburgers, hotdogs and ribs will cost shoppers just a little less this year.”This year, there were small but notable shifts in the price of ground round, watermelon, pork spare ribs, potato salad and chocolate milk. The price of hot dogs, buns, American cheese, baked beans, corn chips, lemonade and ketchup and mustard remained relatively flat. Potato salad (1 lb. prepared)$8.28$7.80$9.84 Ketchup (20 oz. bottle)$1.11$1.02$1.09 Pork spare ribs (4 lbs.)$11.60$11.28$10.28 Corn chips (15 oz. bag)$3.15$3.36$3.31 Hot dogs (1 lb.)$2.02$1.79$1.82 American cheese (16-slice package)$2.92$2.95$2.53 Mustard (16 oz. bottle)$1.41$1.40$1.32 Total Cost is based on a party of 10.center_img Lemonade (premixed, half gallon)$1.91$2.08$1.96 Chocolate milk (half gallon)$2.43$2.50$1.96 Cookout Items (INFB survey)201420152016 Watermelon (4 lbs.)$3.96$3.79$4.27 Baked beans (28-ounce can)$1.83$1.75$1.86 Ground round (2 lbs.)$9.24$9.46$8.26 Hot dog buns (1 package)$1.48$1.37$1.51 TOTAL$52.74$51.85$51.50last_img read more

first_imgClarence W. Magers, of Milan, was born on November 29, 1951 in Jeffersonville, the son of Loyd and Kathryn Ballard Magers.  He married Beth Ann Haessig at St. Paul United Methodist Church in Sunman on June 1, 1974.  Clarence worked for Hillenbrand Industries and retired from there in 2011.  He enjoyed hunting, fishing, gardening, working with his horses, and he was a member of the Coon Hunter’s Association.  On Sunday, September 10, 2017 at the age of 65, he passed away at his residence. Those surviving who will cherish his memory include his loving wife Beth Ann Magers; 2 sons, Clarence Loyd Magers of Milan, and James Clay (Linda) Magers of Greensburg.  He was preceded in death by his parents and several other relatives. A Celebration of Life will be held on Saturday September 23, 2017 beginning at 2:00 at the Magers’ home. Memorial contributions can be directed to Sunman Rescue 20, Sunman Fire Department or to St. Paul United Methodist Church.  To sign the online guestbook or to leave a personal condolence please visit www.cookrosenberger.com.  The staff of Cook Rosenberger Funeral Home is honored to care for the family of Clarence W. Magerslast_img read more

first_imgEgyptian-American comedian Ahmed Ahmed says it’s the first time he’s ever had the cops called on him because of a joke.Ahmed was performing at the Off The Hook Comedy Club in Naples, Florida Saturday and asked the audience how many people were from the Middle East.After a few people clapped, he joked, “Well it only takes one of us,” pausing before adding “to tell a joke!”However, it wasn’t that funny to one man in the audience, who the next day called 911 to report that the joke had made him uncomfortable.Here is video of the joke and audio of the 911 call.The caller told the dispatcher that Ahmed said the Middle Easterners could organize their own terrorist organization.Two deputies did come out to the club to talk with Ahmed before his Sunday show, but the comedian said they were polite and left.He told the New York Post he kept waiting for Ashton Kutcher to jump out and tell him he was “punk’d.”last_img read more

first_imgGREG DIXON/Herald photoConsidering the success the Wisconsin men’s soccer team has had against non-conference opponents, a break from Big Ten play may be exactly what the team needs. Following a two-game stretch in conference play, in which the Badgers gave up a pair of last-minute goals to fall short of victory, the men’s team will focus its efforts today on Western Illinois.Although the team may be looking to take some of its frustration out on a non-conference foe, Western Illinois will be a tough task for the Badgers. The Leathernecks started the season rolling off six consecutive victories by a combined 10-2 margin, including four shutouts.“The teams we actually play in non-conference are very good,” UW head coach Jeff Rohrman said. “The competition that we have in front of us in these mid-week games — it’s extremely high.”During their early season stretch of non-conference play, the Badgers outscored their opponents 10-6. However, Rohrman has made sure his team will not overlook Western Illinois.“We simply can’t take an approach where a game is going to be an easy one or a little bit less than what we get on the weekends because then we’re going to get surprised,” Rohrman said. “We have to take these games and prepare for them just as we would the Big Ten games.”In fact, the Leathernecks almost surprised a ranked opponent on Saturday when they battled No. 24 Oakland, only to fall short 1-0. In order to make sure they also pull ahead of Western Illinois, the first thing the Badgers are going to have to do is put their recent struggles behind them. The focus of this week, after suffering two consecutive losses by one goal each and a disappointing tie against Michigan, is to maintain their focus on the Leathernecks.“The guys were eager and anxious to get back on the field and put the Michigan game behind us,” Rohrman said. “They are a pretty resilient group, and it’s an older group and they’ve bounced back before, and I expect them to do that again on Wednesday.”The key to beating Western Illinois will be to shut down the Leathernecks’ star player, junior forward Martin Browne Jr. leads the team in goals, assists, shots and points. Following a game in which the defense held Michigan scoreless for 89 minutes, UW seems ready for a player like Browne. Unlike Michigan, which had three acclaimed strikers, Browne is the heart and soul of the Leatherneck attack. However, the Badgers will be ready for whatever Western Illinois brings on Saturday.“Sometimes the worry is that you get too focused on a guy like Martin, somebody else steps up that maybe you weren’t paying the most attention to,” Rohrman said. “I hope that our guys are prepared for everyone we bring out.”last_img read more

first_imgCrimes against a personat 1:26 P.m., DPS officers responded to a staff member who sustained a cut above her eye when she tripped and fell while walking near the Watt Hall of Architecture and Fine Arts. An LAFD RA unit was requested and Unit #810 responded. The RA unit examined the staff member then transported her to Good Samaritan Hospital for medical treatment.at 11:20 a.m., DPS officers responded to a student who injured her shoulder while participating in a self defense class. An LAFD RA unit was requested and Unit #13 responded. The RA unit examined the student then transported her to California Hospital for medical treatment.Miscellaneous incidentsat 10:39 a.m., DPS officers responded to a student complaining of difficulty breathing, a rapid heart rate and muscle spasms after exercising in the Physical Education Building.at 10:39 a.m., DPS officers responded to the fraternity Lamda Chi Alpha to check on the welfare of a student who was reported to be behaving erratically by family and friends. The student was unharmed when contacted by the officers and they concluded that he was not a danger to himself or others. The officers then cleared the scene.at 9:19 A.M., Transportation Services personnel immobilized a staff member’s vehicle displaying an altered USC parking permit. The staff member contacted the Transportation Services office, agreed to pay all fees and fines and his vehicle was released. The following incidents were reported in the USC Dept. of Public Safety crime/incident summary on Wednesday, Sept. 12.last_img read more

first_imgLast Updated: 27th December, 2019 16:47 IST Drake Chooses Nate Diaz Over Conor McGregor Despite Diaz Ranting Against Him In 2016 Drake has shown support for Conor McGregor through some of his biggest bouts in the UFC. However, the Canadian rapper revealed that Nate Diaz is his favourite. Also Read | When Conor McGregor And Ronda Rousey Gave An Epic Staredown In Intense Face-off COMMENT Also Read | UFC 246: Conor McGregor Vs Donald Cerrone Tickets Sold Out Within 3 Minutes Of Going LiveWhen Nate Diaz went off on Drake for supporting Conor McGregorInterestingly, when Nate Diaz handed Conor McGregor his first loss in the UFC, Nate Diaz went off on all those celebrities that had voiced their opinion about a sport they’ve probably watched a handful of times. Drake was one such celebrity. Nate’s tirade was in response to the star power support Conor McGregor had received through their buildup to the fight. The Stockholm native had aimed a dig at Drake and others stating they are completely oblivious to the sport. While accusing them of a lack of knowledge on the sport, Diaz also stated that the mainstream celebrities like Drake and Justin Bieber picked Conor McGregor as he is more popular in MMA.Also Read | Floyd Mayweather, Conor McGregor Gift Themselves Top High-end Cars On Christmas DayMeanwhile, Nate Diaz last fought at UFC 244 in November where he suffered a controversial loss to Jorge Masvidal for the BMF title and is currently serving a 90-day medical suspension from the sport. Conor McGregor, on the other hand, is gearing up for his eagerly anticipated return to the Octagon in little over three weeks in a UFC 246 headliner against Donald “Cowboy” Cerrone. SUBSCRIBE TO US LIVE TV Drake has been one of Conor McGregor’s main celebrity supporters joining his entourage for his showdown against the reigning lightweight champion Khabib Nurmagomedov. The Canadian rapper was also seen parading around an Irish flag and taking pictures with McGregor during the pre-fight weigh-in last year. The Canadian artiste has also shown support for the Irishman before his bout against Nate Diaz at UFC 196 back in 2016. However, he recently revealed that Nate Diaz is one of his favourite fighters despite his poor MMA record which stands at 21-12 as of his last UFC fight.Also Read | Donald Cerrone Explains Why He Does Not Intend To Bad-mouth Conor McGregorcenter_img Danish Ansari Written By WATCH US LIVE First Published: 27th December, 2019 16:47 IST FOLLOW USlast_img read more

first_imgAduana Stars‘ home dominance over Asante Kotoko continued after they pipped the Porcupine Warriors 1-0 at the Agyemang Badu Park in Dormaa in Week 11 of the Ghana Premier League. The match was drowned in a lot of controversy after the teams started with 10 men each for no official reason but it was eventually decided by a 90th minute goal from Samuel Bio.In Tarkwa, Hearts of Oak recorded their 5th clean sheet of the season after a goalless draw with Karela FC.In Accra, Inter Allies failed to build on their away win at Berekum Chelsea in Week 10 after they lost 2-1 to Medeama Sporting Club.The visitors scored in the 15th and 62nd minutes through Nana Kofi Babil and Prince Opoku Agyemang while Allies’ goal came from Victorien Adebayor whose 89th minute goal was his 11th of the season.Elmina Sharks won the Central Regional derby against Ebusua Dwarfs after a 7th minute goal from Benjamin Boateng settled the tie.AshGold got a similar scoreline when they hosted Dreams at the Len Clay Stadium. An own goal from Abdulai Ibrahim was the difference for the Miners who went to the top of the league table with the win.In Techiman, Eleven Wonders drew 1-1 with WAFA. Musah Sule gave the home side the lead in the 47th minute but Eric Asamany struck for WAFA in the 70th minute.On Thursday, Bechem United beat Liberty Professionals 2-1 at the Nana Gyeabour Park. Moro Salifu and Karim Abdul scored for Bechem United while George William Ansong got Liberty Professionals.Great Olympics suffered another loss at home after they succumbed 1-0 to Berekum Chelsea. Former TP Mazembe full back, Richard Kissi Boateng, scored the only goal in the 49th minute.It was honours even at the Len Clay Stadium as King Faisal and Legon Cities drew 1-1. Benjamin Okine put Legon Cities into the lead in the 43rd minute but Ibrahim Osman struck in the 57th minute to level things.last_img read more